However his body fat percentage is 7 far below the average body fat percentage for males. Actual carrier build charts vary some more generous others more strict. Recommendations for best life insurance companies for being overweight. Weight is another area of concern to insurers in your life insurance exam. Is 5 foot 9 inches tall and weighs 196 pounds. His life insurance agent explains his weight and body fat details in a cover letter included with his life insurance application.
Height and weight chart for life insurance rate classifications. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. He is 59 and weighs 227 lb. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. Insurance companies all have height and weight charts and limitations in order to be approved for coverage. That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy.
Thats outside the standard limits for life insurance approval. These are guidelines and may differ among life insurance companies. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if your weight exceeds the maximum shown here use standard rates in calculating your quotes to get an idea. The more weight you carry the more youll have to pay in premiums. These are guidelines and may differ among life insurance companies. According to the centers for disease control cdc the average male in the us.
Carriers are looking for where you fall within height and weight guidelines to determine your premium costs.
Gallery of Height Weight Requirements For Life Insurance
