Actual carrier build charts vary some more generous others more strict. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies. These are guidelines and may differ among life insurance companies. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if.
Life insurance companies have been updating their underwriting guidelines to use bmi weight charts rather than the traditional heightweight chart. This is the cost of choosing the wrong company. Weight and height is compared among companies for cost impact on life insurance premiums. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. According to the centers for disease control cdc the average male in the us. Some life insurance companies such as lincoln national now publish both heightweight guidelines and bmi guidelines to determine your rate class.
Recommendations for best life insurance companies for being overweight. That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy. Height and weight chart for life insurance rate classifications. Company 5 815 company 3. Is 5 foot 9 inches tall and weighs 196 pounds. Insurance companies all have height and weight charts and limitations in order to be approved for coverage.
Gallery of Life Insurance Underwriting Height Weight
