Northwestern mutual is the marketing name for the northwestern mutual life insurance company and its subsidiaries. These are guidelines and may differ among life insurance companies. The following charts set forth massmutuals guidelines for males and for females. Life and disability insurance annuities and life insurance with long term care benefits are issued by the northwestern mutual life insurance company milwaukee wi nm. Northwestern mutual is the marketing name for the northwestern mutual life insurance company and its subsidiaries. Being overweight but otherwise healthy can still make it hard to buy term life insurance.
Actual carrier build charts vary some more generous others more strict. Over 60 years old and weight often has best build charts height and weight guidelines for seniors 60 years old and over. Appassist age and amount parameters 20 70 coverage amounts through 10 million 61 70 coverage amounts 3000001 through 10 million 71 74 coverage amounts through 500000 75 80 coverage amounts through 500000. Life and disability insurance annuities and life insurance with long term care benefits are issued by the northwestern mutual life insurance company milwaukee wi nm. Height and weight guidelines for life insurance height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. If your height or weight is not on the table then you can use the formula above or use one of the many.
The weights listed are the top weight within each bmi column. If you are not obese but your weight reaches a certain level you will have to pay more for term life insurance. High coverage amounts retention limit retention limit up to 20 million on fully underwritten single life policies and second to die policies. Anyone outside the parameters listed on the following tables is. Height and weight chart for life insurance rate classifications. Term life insurance height and weight chart sample term life insurance height and weight chart should be reviewed.
Diabetes favorable underwriting for those with diabetes. Recommendations for best life insurance companies for being overweight. Weight in kilogramsheight in meters 2 or weight in pounds x 703height in inches 2. Applicants convenience which will include height and weight measurements blood and urine samples pulse rate and blood pressure. It is simpler to find your bmi by looking up your own height and weight on the table below. Heightweight chart the height and weight charts are used for the purpose of assessing whether a person has an increased risk of morbidity.
View disclosures hide disclosures. Test your life expectancy with the lifespan calculator from northwestern mutual.