The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if. For the most up to date details about prudential life insurance life insurance companys health classes underwriting guidelines call 888 681 4952 understanding health classifications 1 comment. For example a 59 male can weigh 196 lbs and still qualify for the best class and a 50 female can weigh 148 lbs and qualify for the best rate class subject to bmi. Height and weight chart principal national life insurance co. Prudential has one of the best height and weight charts in 2020. Height and weight chart for life insurance rate classifications.
Actual carrier build charts vary some more generous others more strict. Some life insurance companies such as lincoln national now publish both heightweight guidelines and bmi guidelines to determine your rate class. Being overweight but otherwise healthy can still make it hard to buy term life insurance. Prudential life insurance height weight chart. 15 ways underwriters determine your life insurance premium acy. Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class.
Were affiliated with more than 30 of the top life insurance carriers in the marketplace and can customize the coverage and the cost to provide you and your loved one with peace of mind. Written by kupis on may 17 2020 in chart. Male female ages 45 64. At insurance geek we do all of the shopping for you and we know every insurance companies height and weight chart. Recommendations for best life insurance companies for being overweight. Height and weight ages 18 59.
Life insurance underwriting hdfc standard life ipo 8 charts to see life insurance premium prudental plc lic gains market share with 99 per cent. These are guidelines and may differ among life insurance companies. Life insurance companies have been updating their underwriting guidelines to use bmi weight charts rather than the traditional heightweight chart. If you are not obese but your weight reaches a certain level you will have to pay more for term life insurance. Term life insurance height and weight chart sample term life insurance height and weight chart should be reviewed. One of the most favorable life insurance build charts.