Some insurance companies have a seperate male and female height weight chart which they use as a part of their underwriting process it is important to note that not all carriers follow the exact same guidelines. Life insurance underwriting hdfc standard life ipo 8 charts to see life insurance premium prudental plc lic gains market share with 99 per cent. Very important tips for females a unisex height weight chart please read. American general has a very favorable build chart. Height and weight chart for life insurance rate classifications. Table 2 for agentbroker dealer use only.
Do not use with consumers. Applicants convenience which will include height and weight measurements blood and urine samples pulse rate and blood pressure. Appassist age and amount parameters 20 70 coverage amounts through 10 million 61 70 coverage amounts 3000001 through 10 million 71 74 coverage amounts through 500000 75 80 coverage amounts through 500000. One of the most favorable life insurance build charts. Height 60 weight 305lbs. Because of this it is possible that you could be rated more favorably at one insurer over another.
Preferred no tobacco or nicotine use within the last 3 years. Written by kupis on may 17 2020 in chart. Preferred plus no tobacco or nicotine use within the last 5 years. The preferred categories due to height and weight pnt ps nsp ns. Male female ages 45 64. Best life companies for being overweight 2011 blog post still valid in 2018.
Build chart height select preferred maximum through age 70 preferred maximum through age 70 select preferred over age 70 preferred. Weight see heightweight chart aviation no private aviation available if over 100 solo hours 750 hours of total flight time ifr averages 25 250 hours per year flies in us and canada only ages 70 and under clean mvr alcohol andor drug use no counseling or treatment ever no counseling or treatment in past 10 years no ratable history. Table ratings extend to 1 pound below the next table weight. Ages 65 and over the maximum weight for a 5 11 man or woman is 222 pounds. For the most up to date details about prudential life insurance life insurance companys health classes underwriting guidelines call 888 681 4952 understanding health classifications 1 comment. Height and weight chart principal national life insurance co.
Prudential life insurance height weight chart. 15 ways underwriters determine your life insurance premium acy. Prudential has the most favorable build chart. Actual carrier build charts vary some more generous others more strict. Ages 18 64 the maximum weight for a 5 11 man or woman is 207 pounds. The waiting period for such contracts is two years.
Prudential will consider smoker to non smoker reductions after year one but no reclassification.
Gallery of Prudential Height Weight Chart
