If their weight is located in the class i or standard column you may continue with the application. Actual carrier build charts vary some more generous others more strict. This is especially the case if you are on the heavier side of the chart. Being over the height and weight chart limit can lead. Is 5 foot 9 inches tall and weighs 196 pounds. The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if your weight exceeds the maximum shown here use standard rates in calculating your quotes to get an idea.
The height and weight tables insurance companies use will determine the minimum and maximum height vs weight that they will accept. While many companies still use heightweight charts more and more companies have begun switching to the use of bmi charts. Decline class i 15 standard class i 15 decline height weight weight weight weight weight. Life insurance weight charts. According to the centers for disease control cdc the average male in the us. If the applicants weight is in the decline column they are not eligible for coverage at this time.
That is because the insurer wants to know just how much risk it will be taking on if they offer you a policy. Life insurance companies publish build charts in the underwriting guidelines made available to insurance agents. Recommendations for best life insurance companies for being overweight. Class i will add a 15 increase in premium. Insurance companies all have height and weight charts and limitations in order to be approved for coverage. Height and weight chart for life insurance rate classifications.
Gallery of Insurance Height Weight Chart
